About
Notho is how South Africans learn money.
Notho is a South African financial-literacy app. Learn personal finance in short lessons, run investment and TFSA calculators in rand, and budget from your own numbers. Not an FSP and not financial advice.
Notho (notho.co.za) is an education app operated by The Solution Org (Pty) Ltd. It is not Notto the credit bureau, not uNotho Holdings, and not an FSCA-licensed financial services provider.
What you can do in Notho
- Learn personal finance in short lessons, then review the ideas until they stick.
- Calculate savings, investments, TFSA, retirement annuity and living-annuity scenarios in rand.
- Budget from your own numbers, including statement import for lookback.
- Set money goals on the Goals tab when you are ready.
- Prepare for RE5 if you are studying the regulatory exam.
What Notho is not
Notho does not sell loans, does not log into your bank, and does not replace an FSCA-registered adviser. Cosmo answers literacy questions. It is not a human adviser and not a product salesperson.
Guides
Personal finance in South Africa · Investment calculator · Budgeting · Financial literacy · RE5 prep
Operated by The Solution Org (Pty) Ltd. Previously called Fundi Finance (renamed July 2026). Contact hello@notho.co.za.